Get a Free Personalised Insurance Comparison Report in Minutes
Access an independent personal insurance comparison report – covering life, health, trauma, income protection and more. Our research includes pricing, benefits, and policy insights from New Zealand’s top providers.
What's in a Free Report?
Disclaimer : Please Note
Disclaimer: The information provided on this page regarding the comparison of insurance policies and the features of a comparison report is intended for general informational purposes only. It does not constitute financial advice. Since everyone’s needs and circumstances differ, we strongly recommend consulting one of our Licensed Financial Advisers for personalized advice. They can conduct a thorough review of your personal situation or your insurance policies to ensure they align with your unique requirements. If, after reviewing your comparison, you wish to learn more about how to better protect yourself, we encourage you to schedule a meeting with one of our qualified advisers.
What a Comparison report looks like
A comparison report can be just a comparison of what the present market has on offer or it can as detailed as you might need. There are two choices below but with consultation with one of our advisers we can provide a taylor report to cover your needs.
Present Market Report
For a current market comparison, the report evaluates leading providers based on the types of insurance and coverage amounts you select. On the comparison page, you’ll specify the coverage types and input relevant details. Each option includes a description under the box to guide your understanding of the choices and how they apply to your policy.
To generate a comparison, you’ll need to provide information such as your name, age, gender, smoking status, and occupation. Keep in mind that the quote is a starting point, as factors like your medical history, BMI, family health background, and high-risk activities may influence the final outcome after underwriting. These could result in discounts, no changes, or additional exclusions/loadings depending on the insurer’s risk assessment. The comparison reflects current market values, but final details will be determined by the underwriter, so it should be viewed as a guide
The report will offer a side-by-side comparison of policy features, highlighting how each provider’s policy definitions compare, and indicating which offers the most comprehensive coverage. Additionally, it will include a cost comparison between policies, though please note that these figures should be used as a guideline, as underwriting could alter the final quote.
Compare your policy you have in place to the present market
For those who would like to check their policy is still value for money and is providing the best cover for their unique situation.
For this option we will need a copy of your yearly insurance schedule. An Adviser will be able to compare the details of your policy and report back to you. To complete this comparison an Adviser might need to ask you further questions, so can contact you by the method of choice ( email, phonecall, Teams/Zoom meeting).
The options with the report can be a summary of the difference’s or we can provide a detail of each part of your policy down to the paragraphs of your contract where they differ from the comparison policy. This comparison aims to pass on knowledge about your policy, so you can make an informed decision. If it is found the policy you have is the best we will confirm this.