Compare Personal Insurance NZ – Clear, Unbiased Research You Can Trust
Access independent personal insurance comparison NZ-wide report – covering life, health, trauma, income protection and more. Our research includes pricing, benefits, and policy insights from New Zealand’s top providers.
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Explore your options with confidence. Our personal insurance comparison NZ service provides side-by-side comparisons of leading insurers. Understand coverage differences, benefit structures, and typical pricing – all tailored to Kiwi individuals, families, and businesses.
What's in a Free Report?
Compare Personal Insurance NZ Wide Today
✓ Market Comparisons ✓ Market Pricing ✓ No-obligation ✓ No spam
✓ Market Comparisons ✓ Market Pricing ✓ No-obligation ✓ No spam
✓ Market Comparisons
✓ Market Pricing
✓ No-obligation
✓ No spam
We can provide a comparison between these past & present policies
Stay informed about personal insurance with up-to-date comparisons of all major providers. Understand the key differences in policy coverage and find out which companies offer the most comprehensive protection.
Our mission is to equip you with the knowledge to make confident decisions about your insurance. If, after reviewing your current policy, you wish to make adjustments, we’re here to help. As a fully qualified, independent firm, we hold agencies with all major insurance providers and are licensed by the New Zealand government (FSP720452) For more infomation about us and the services we can provide please read our Disclosure Statement here.
How Does It work?
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Why Compare Personal Insurance NZ - With Proactive?
We're Independent
Unlike other comparison sites, we’re not owned by an insurer, which means our advice is truly independent. We are a licenced advice provider and are proudly aligned with all the leading New Zealand Personal Insurance companies. Being FSPR-registered ensures that we maintain the highest levels of professionalism, transparency, and ethical conduct.
We're Experts
Our team of insurance experts have researched hundreds of insurance policies, we prioritize understanding your unique situation to offer customized insurance plans that fit your specific requirements and we always provide research to support any advice we give.
We're free
You pay the same price as if you were buying directly from the Insurer. We provide the in-depth research and market comparison to support why you would be better off to ensure you receive the best coverage at competitive rates, providing peace of mind for you and your loved ones
We're here to help
We are here to help & as a licensed financial adviser operating under the Financial Service Providers Register (FSPR) in New Zealand, we adhere to strict regulatory standards designed to protect and benefit you. You can have peace of mind knowing that we are fully compliant with New Zealand’s legal requirements and committed to providing reliable and trustworthy Insurance advice.
Why Compare Personal Insurance NZ - With Proactive?
We’re not owned by an insurer and don’t push products. Our advice is unbiased and based on research. We’re a fully licensed Financial Advice Provider registered under the New Zealand FSPR.
We're Independent
We're Experts
We're free
We're here to help
We’re not owned by an insurer and don’t push products. Our advice is unbiased and based on research. We are licenced Financial advisers registered under the New Zealand FSPR and are proudly aligned with all the leading New Zealand Personal Insurance companies.
Our team of insurance experts have researched hundreds of insurance policies, we prioritize understanding your unique situation to offer customized insurance plans that fit your specific requirements and we always provide research to support any advice we give.
You pay no more than going direct. Our value comes from the in-depth analysis we provide, including comparisons on life insurance quotes NZ and other personal Insurance comparisons NZ, providing peace of mind for you and your loved ones
As registered advisers, we follow New Zealand’s regulatory framework and conduct standards. You’re working with real people — not a call centre, which are committed to providing reliable and trustworthy Insurance advice.
What our clients say
Caitlyn
Reviewed on 14 June 2025
★★★★★
Neil was great to work with — very knowledgeable, open and took the time to explain everything clearly. We felt confident we were getting the right cover for our current situation and not getting pushed into anything more. Neil has great all round advice and we enjoy our time with him. Highly recommend!
Marcus & Amanda
Reviewed on 16 June 2025
★★★★★
Neil was excellent to work with. He took the time to get to know us and our situation in order to find us the right cover and made things easy and simple to understand. Highly recommend!
Jo
Reviewed on 23 June 2025
★★★★★
Neil was great! Saved me money on my policy which is unusual in this day and age. Would highly recommend if you’re thinking of reviewing or changing anything important in your life.
Sue Parnell
Reviewed on 14 July 2025
★★★★★
I had very specific requirements for a visa, and Neil was honest that he couldn't assist me. He went out of his way to send me alternative companies with contact numbers that others had success with. In my opinion, he went above and beyond—it showed me he genuinely cares about each and every person, whether a client or not. I would recommend dealing with Neil.
Matthew Bloomfield
Reviewed on 20 July 2025
★★★★★
10/10 great guy with an insane work ethic. Always there to answer the phone any time of day or night. Would highly recommend!
Georgia Grice
Reviewed on 20 July 2025
★★★★★
Neil went above and beyond for us. He didn't try to sell us anything we didn't need, and he made the whole process very simple. Highly recommend!
Explore Types of Insurance
Explore the different types of insurance below. Click on the icons for find out the details of what each insurance cover provides. Use the calculator’s for personalised guidance, look over the FAQ’s section and reach out to a qualified, registered insurance adviser whenever needed.
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Use our independent personal insurance comparison NZ service to get clarity on your cover. Whether you’re reviewing life, health or income protection, we’re here to help you understand what’s available from the most trusted insurers in New Zealand
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